10 Ways to Get a Free Credit Check


Knowing your credit score is crucial for financial planning and making major purchases. While some credit bureaus charge a fee for accessing your credit report, there are ways to get a free credit check. In this blog post, we will explore 10 ways to check your credit score for free.

1. AnnualCreditReport.com

One of the easiest ways to get a free credit check is through AnnualCreditReport.com. By law, you are entitled to one free credit report every 12 months from each of the three major credit bureaus – Equifax, Experian, and TransUnion. Simply visit the website, fill out the necessary information, and access your credit report.

2. Credit Karma

Credit Karma is a popular website that offers free credit scores and reports. By signing up for an account, you can access your credit score from two of the major credit bureaus, Equifax and TransUnion, at no cost. Credit Karma also provides helpful tools and resources to help you improve your credit.

3. Credit Sesame

Similar to Credit Karma, Credit Sesame also provides free credit scores and reports. By creating an account on their website, you can monitor your credit score and receive personalized recommendations for improving your credit. Credit Sesame offers valuable insights into your financial health.

4. Bank or Credit Card Company

Many banks and credit card companies offer free credit scores to their customers as a perk. Check with your financial institution to see if they provide this service. Some banks even offer credit monitoring services to help you stay on top of your finances.


Getting a free credit check is easier than you think. By utilizing the 10 methods mentioned in this blog post, you can stay informed about your credit score without having to pay a fee. Remember, knowing your credit score is the first step towards financial empowerment. Leave a comment below if you found these tips helpful!

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